If you look for an insurance quote, you’re invariably asked if you’ve any pre-existing medical conditions. The main reason that insurance companies ask this question is really because, without knowing what sort of health you’re in, they can’t possibly estimate just how much coverage you’ll need. For insurance companies to survive, they should make sure to put aside adequate funding to pay for the medical care that every person needs as accurately as possible. This is exactly why it’s so important for you yourself to be as accurate as you possibly can when informing a potential medical insurance provider of any medical conditions that you’ve recently been diagnosed with before investing in a plan.
While it could be tempting to genuinely believe that the insurance companies only wish to know about your pre-existing medical conditions to be able to have a justification to overcharge you for coverage, the simple truth is that knowing your actual medical condition is crucial for their being able to estimate just how much it’s going to cost them to give you medical coverage. If they give you a lot of coverage, then you’ll lose money by paying a lot of for more insurance than you need. But if they do not give you enough coverage, then they’ll lose money paying from more medical care than they anticipated. If they do this for enough patients, they might potentially be bankrupted.
When providing details about pre-existing medical conditions to a potential insurance provider, it’s very important to be as accurate as you possibly can when answering their questions. Let them know how much medication or exactly how many doctor’s visits your condition currently requires every year. Let them know how way back when you were diagnosed buy promethazine codeine syrup online canada. Let them know what a doctor had to state about your condition in your last visit. The more accurate the information you provide, the more accurate your estimate will be.
And, above all, never attempt to conceal pre-existing medical conditions from a potential insurance provider in a misguided attempt to truly save money on medical insurance. If it’s found that you deliberately misrepresented their state of your health to the insurance company, then you could be found guilty of insurance fraud, that could result in hefty fines and possibly even jail time. It’s not worth the danger just to truly save several dollars, and insurance companies are extremely vigilant about researching possible fraud. Once you’re ready to honestly share most of the details about your medical history and current condition, find a reliable insurance company and look for a quote.